The 7 streams are:
Spot Plus: Fees from transactions above spot price.
Spot Under: Fees from transactions below spot price.
Redemption: Fees for redeeming digital assets to physical precious metals.
Arbitrage: Fees from arbitrage activities.
Money Market: Fees from lending and borrowing spreads.
Transactions: Fees collected from various transactions.
Card Program Fees: Fees collected from the card program usage.